:root{--primary:#254290;--black:#111111;--deep:#1C1C1C;--mid:#2B2B2B;--light:#F5F5F5;--white:#ffffff;--shadow:0 12px 34px rgba(17,17,17,.10);--radius:18px}*{box-sizing:border-box}body{margin:0;font-family:Arial,Helvetica,sans-serif;background:var(--light);color:var(--black);line-height:1.7}a{color:inherit;text-decoration:none}img{max-width:100%;height:auto;display:block}header,.site-header{background:linear-gradient(135deg,var(--primary),#10245d);color:#fff;position:sticky;top:0;z-index:20;box-shadow:0 8px 24px rgba(0,0,0,.18)}.container{width:min(1120px,92%);margin:0 auto}.header-wrap{display:flex;align-items:center;justify-content:space-between;gap:16px;padding:14px 0;flex-wrap:wrap}.logo{display:flex;align-items:center;gap:10px;font-weight:800;letter-spacing:.4px}.logo img{width:42px;height:42px;object-fit:contain;background:#fff;border-radius:12px;padding:5px}nav,.nav{display:none;align-items:center;gap:10px}.nav a,.mobile-nav a{padding:9px 12px;border-radius:999px;color:#fff;font-weight:700;font-size:14px}.nav a:hover,.mobile-nav a:hover{background:rgba(255,255,255,.16)}.mobile-nav{display:grid;grid-template-columns:repeat(4,1fr);width:100%;gap:6px;text-align:center}.hero,.banner{background:radial-gradient(circle at 15% 15%,rgba(37,66,144,.16),transparent 34%),linear-gradient(180deg,#fff,#eef3ff);padding:44px 0}.hero-grid{display:grid;gap:28px;align-items:center}.eyebrow,.tag{display:inline-flex;align-items:center;gap:6px;background:rgba(37,66,144,.10);color:var(--primary);padding:8px 12px;border-radius:999px;font-size:13px;font-weight:800;margin:4px 4px 4px 0}h1{font-size:34px;line-height:1.15;margin:16px 0 14px;letter-spacing:-.5px}h2{font-size:25px;margin:0 0 14px}h3{margin:0 0 8px;font-size:18px}p{margin:0 0 14px;color:#3b3b3b}section{padding:34px 0}.section-title{max-width:760px;margin-bottom:20px}.grid{display:grid;grid-template-columns:1fr;gap:16px}.card{background:#fff;border-radius:var(--radius);padding:22px;box-shadow:var(--shadow);border:1px solid rgba(17,17,17,.05)}.card h3{color:var(--deep)}.btn{display:inline-flex;justify-content:center;align-items:center;border:none;border-radius:999px;background:var(--primary);color:#fff;font-weight:800;padding:13px 20px;box-shadow:0 10px 20px rgba(37,66,144,.22);cursor:pointer}.btn:hover{filter:brightness(.95);transform:translateY(-1px)}.notice{background:#fff;border-left:5px solid var(--primary);border-radius:16px;padding:18px 20px;box-shadow:var(--shadow);margin:18px 0;color:#2e2e2e}.hero-card{background:#fff;border-radius:26px;padding:18px;box-shadow:var(--shadow)}.hero-card img{border-radius:20px;margin:auto}.faq{display:grid;gap:14px}.faq details{background:#fff;border-radius:16px;padding:18px 20px;box-shadow:var(--shadow)}.faq summary{font-weight:800;cursor:pointer;color:var(--deep)}.list{padding-left:20px;margin:0;color:#3b3b3b}.steps{counter-reset:step;display:grid;gap:14px}.step{position:relative;padding-left:58px}.step:before{counter-increment:step;content:counter(step);position:absolute;left:0;top:0;width:40px;height:40px;border-radius:14px;background:var(--primary);color:#fff;display:grid;place-items:center;font-weight:900}.link-row{display:flex;flex-wrap:wrap;gap:10px;margin-top:12px}.link-row a{color:var(--primary);font-weight:800}.footer{background:linear-gradient(135deg,#10245d,var(--primary));color:#fff;padding:34px 0;margin-top:30px}.footer p{color:rgba(255,255,255,.86)}.footer-grid{display:grid;gap:20px}.footer a{display:block;color:#fff;margin:6px 0}@media (min-width:768px){h1{font-size:46px}.hero-grid{grid-template-columns:1.1fr .9fr}.grid{grid-template-columns:repeat(2,1fr)}.mobile-nav{display:none}nav,.nav{display:flex}.footer-grid{grid-template-columns:1.2fr .8fr 1.2fr}}@media (min-width:1024px){section{padding:48px 0}.grid.three{grid-template-columns:repeat(3,1fr)}.grid.four{grid-template-columns:repeat(4,1fr)}h1{font-size:56px}}